Following arrangement have been effected to the existing L/C operation of commercial banks.
-Commercial banks are not allowed to make L/C payment and conduct any other L/C related activities on the basis of transport document issued to the importers by the transporters before the opening date of L/C or the date of revision made in the L/C amount.
-Commercial banks are required to send details of L/C documents separately to foreign exchange Dept. of NRB on a monthly basis for transport document received after 45 days of its issuance.
-In case of custom duty payable on imported goods is less then 10% deposits held at the NRB, commercial banks are required to pay necessary amount by cheque for the customs clearance and rest of the deposits be kept as margin. In case of L/C opened by the industries themselves government securities and NRB bonds are made eligible for their placing as deposits if acceptable to the commercial banks.
-While commercial banks return deposit amount to the importers after receiving the foreign exchange control (F.E.C) form no. 4 form the customs receipt after attesting it on the basis of the original copy.
-One copy of F.E.C. form no. 3 to be submitted to the NRB by the commercial bank are required to sent also to the particular customs point mentioned in the L/C.
-In order to bring uniformity in the F.E.C. form No. 4 issued by the commercial banks and need to be verified by the customs office, commercial banks are required to use such from prated in the security pager with in three months period of the issuance of the circular. Nepal Banker's association is to coordinate this task.
-Importers are required to deal through the bank account of the related firm or company held at commercial bank while operating L/C related transactions with those banks. Bank officials are required to verify and certify the signatures of the authorized person of the firm or company at his/her presence at the time of opening the account in the name of the firm or company.
-Copies of necessary document required for opening L/C should be verified in every fiscal year by the bank officials on the basis of their original copies.
-Copies of the following document required for opening L/C should be verified in very fiscal year by the bank officials on the basis of their original Copy;
a. Renewed firm registration or company registration certificate.
b. Renewed income tax registration certificate.
c. Citizenship of the authorized person.
-When the firm of company dealing with the L/C transaction in the bank ought to delegate authority to any body for such deals, the authorized proprietor, director or the executive director should personally attend and sign the agreement. Such attested copies of the actual identification or citizenship certificate should be provided to the bank. But in the case of government owned corporation or public ltd. company only the authority paper given by the authorized person would sufficient and might not attract above provision.
- While delegating the authority as per the rule of above clause, the letter of commitment for sharing the whole responsibility of the activities of the person receiving authority should be obtained from the person granting granting authority.
-Along with the L/C application, a written commitment should be obtained from the individual, firm or company giving guarantee and made responsible of misuse of foreign exchange and revenue leakage caused by not importing the particular goods maintained in the L/C opened on the basis of the guarantee.
-Commercial bank are required to submit all the detailed list of documents of L/C opened with cash margin of 50% or more to the NRB with 7 day after end of the month.
-Imports or payments for imports from India though for the third country is prohibited.
-To verify the validity of the F.E.C. form no. 4 issued by them; the bank must provide the sample of the latest signatures of banks officials to the custom office.
-While certifying the F.E.C. firm no. 4 and other documents, the bank officials should use the name and signatures as placed in the samples.
-While dispatching the F.E.C. from no. 4 to the concerned customs office commercial banks should also send to attested copies of the following documents:
a. Copy of the L/C (including the amendment )
b. Commercial invoice
c. Transport document
d. Certificate of origin
e. Packing list
-Similarly, attested copies of the related document for the imports from India, payable in convertible currencies should be sent to the customs office.
-Goods imported from India thought L/C payment in convertible currencies all allowed to be released from the customs office only when the F.E.C. form no.4 is submitted on the other hand, goods imported from India though L/C payable in Indian currency are allowed to be released only when the transport document endorsed by the concerned banks is submitted. But, in the case of imports under bonded warehouse, goods imported through the L/C payable in Indian currency are allowed to be relaxed even if transport documents endorsed by the concerned bank is not submitted.
-The procedures to be followed while issuing and returning the F.EC. form no.4
a. sealed mark is used in every transfer for the documents between the banks and custom office.
b. While banks issue the F.E.C. form no. 4 separate files for different customs points are maintained and the serial numbers be arranged from the series of these files.
c. For verifying and dispatching the F.E.C. form no. 4 every customs office should maintain the serial number accordingly.
d. Customs office are required to send a copy of the records thus maintained according to the provision of above clause 'c' to the concerned bank branched every fortnightly.
e. Bank should compare and verify the records (the serial no and account) maintained by itself, if these records are found not matching, the bank should inform the NRB promptly.
- Commercial banks should issue F.E.C. form no. 4 only whole amount equivalent to the price of the imported goods if they are to issue F.E.C. form no. 4 on the basis of the copy documents. Similarly banks are allowed to issue payment orders for the exports only on the basis of the authorized documents received from the bank of the exporters. In case of Sanest bills this restriction is not applicable.
-Opening L/C with red clause is prohibited.
-Certified of origin for the imported goods should be issued from the authorized offices such as chamber of commerce, Government office. In importer consent certificate of origin issued by exporter is also accepted.
-For other firm other then the companies, opening of L/C is prohibited when due obligation of the L/C payment exceeds the limit of 20 times the capital maintained in their registration certificates.
-The Performa invoice of sale contract should include;
a. Name of brand of goods and also the model number if it exists,
b. Name of producers country,
c. Harmonic code no. ,
d. Unit price,
e. Quantity,
f. total value,
-If banks are dealing L/C related transactions with firm for the first time, the banks are required to have extensive knowledge on the commercial status and experiences of the firm, its office location and credibility of its shareholders.
-Banks are required to conduct internal of their L/C transactions branches and send the audit repot to the NRB in every six months.
-Banks are required to deal only through the panel members agents constituted for releasing goods from the Indian port.
-NRB reserves the right to reserve the directive if they are obstructed.
-As the decision of NRB in 2056-57 NRB reconcile in the provision of non opening of import L/C with red clause as follows.
a. In the case of conduct internal of their L/C can be opened in the condition all expenses are paid by the balance of importers changeable foreign currency account, but whether the goods/service is imported as the payment should be compulsory monitored by the bank and if the goods/service is not imported the banks should compulsory inform to NRB.
b. In case of Indian currency's advance payment through import L/C can be opened under the current condition in rules.
Import L/C can't be opened in the poppy seed without agreement of commerce ministry;
Importers can make imports goods/services from third country without opening import L/C for maximum limit of USD50000 under Advance Payment or Draft.
For more update regarding rugulation of import facility pls visit http://fxm.nrb.org.np/fxmcirculars.php (NRB Forign Exchange Management official site).
Monday, August 31, 2009
What is Documentary Credit / Letter of Credit ?
According to banking and financial encyclopedia L/C is defined as "A letter requesting one person to make advance to a third person on the credit of a writer is a letter of credit. Those letters are general or special, they are general if directed to writer's correspondent generally, and they are special if addressed to some particular person. "L/C is introducing by international commercial organization in 1933 A.D.
Commercial L/C defined a stand instrument by which a banker for account of buyer gives formal evidence to seller of its willingness to permit him a draw on certain terms and stipulates, in legal form that all search bills will be honored is what has come to be know as commercial L/C for commercial parties to serves an important economic purpose and the meaning and mechanism get broadened further. In another word it can be said as "banks conditional undertaking of payment." from this simple five word definition, we can derive five important characteristics of L/C.
-It is an undertaking of a bank.
-It is an undertaking to make payment.
-It is an undertaking given on behalf of a person.
-It is an undertaking given to a third person (a person other then the on whose behalf it is given)
-It is conditional undertaking, payment being subject to compliance with certain condition.
In typical international trade transaction good are being exchange between two commercial parties namely seller and buyer. This exchange of goods and services leads to a payment obligations are arising out of a seller contract (an obligation for supply of goods by seller to buyer on the other) and the parties to the contract are faced with complex problems attached to an international trade (like compliance with trade and regulation etc.), the terms and condition assumed lot importance. In order to overcome the situation of mutual but opposite interest, they look forward to the service of banks, to facilitated exchanges process. Since banks undertake basically financially transaction represented by the documents, they agree to as intermediary for exchange of goods and money through their medium provided the goods and services are represented by documents of title to goods.
We can expand the definition of documentary credit as " An agreement by means of which a bank (issuing bank) acting as request of costumer (applicant), undertaking to pay a third party (beneficiary) a per determined amount by given data according to agreed to agreed stipulation and against presentation of stipulated guarantees are issued on behalf of bank's client to cover a situation of their non performance (i.e. bank agrees to make payment incase of its clients doesn't perform the acts specified in a guarantee /contract) where as documentary credit are issued on behalf of beneficiary once he surrenders the requisite document and incompliance stipulated conditions irrespective of the fact whether the client pays for such documents or not.
Commercial L/C defined a stand instrument by which a banker for account of buyer gives formal evidence to seller of its willingness to permit him a draw on certain terms and stipulates, in legal form that all search bills will be honored is what has come to be know as commercial L/C for commercial parties to serves an important economic purpose and the meaning and mechanism get broadened further. In another word it can be said as "banks conditional undertaking of payment." from this simple five word definition, we can derive five important characteristics of L/C.
-It is an undertaking of a bank.
-It is an undertaking to make payment.
-It is an undertaking given on behalf of a person.
-It is an undertaking given to a third person (a person other then the on whose behalf it is given)
-It is conditional undertaking, payment being subject to compliance with certain condition.
In typical international trade transaction good are being exchange between two commercial parties namely seller and buyer. This exchange of goods and services leads to a payment obligations are arising out of a seller contract (an obligation for supply of goods by seller to buyer on the other) and the parties to the contract are faced with complex problems attached to an international trade (like compliance with trade and regulation etc.), the terms and condition assumed lot importance. In order to overcome the situation of mutual but opposite interest, they look forward to the service of banks, to facilitated exchanges process. Since banks undertake basically financially transaction represented by the documents, they agree to as intermediary for exchange of goods and money through their medium provided the goods and services are represented by documents of title to goods.
We can expand the definition of documentary credit as " An agreement by means of which a bank (issuing bank) acting as request of costumer (applicant), undertaking to pay a third party (beneficiary) a per determined amount by given data according to agreed to agreed stipulation and against presentation of stipulated guarantees are issued on behalf of bank's client to cover a situation of their non performance (i.e. bank agrees to make payment incase of its clients doesn't perform the acts specified in a guarantee /contract) where as documentary credit are issued on behalf of beneficiary once he surrenders the requisite document and incompliance stipulated conditions irrespective of the fact whether the client pays for such documents or not.
Sunday, August 30, 2009
Symptoms, Precautions, Treatment of H1N1
Swine Flu Symptoms
Symptoms of swine flu infections can include:
* fever, which is usually high, but unlike seasonal flu, is sometimes absent
* cough
* runny nose or stuffy nose
* sore throat
* body aches
* headache
* chills
* fatigue or tiredness, which can be extreme
* diarrhea and vomiting, sometimes, but more commonly seen than with seasonal flu
Signs of a more serious swine flu infection might include pneumonia and respiratory failure.
Swine Flu High Risk Groups -
Swine flu high risk groups, people who are thought to be at risk for serious, life-threatening infections, are a little different and can include:
* pregnant women
* people with chronic medical problems, such as chronic lung disease, like asthma, cardiovascular disease, diabetes, and immunosuppression
* children and adults with obesity
Precautions to keep swine flu at bay -
The deadly Swine Flu has reached the Indian shores following the global outbreak and now, claimed one life. However, Swine Flu is certainly one of those diseased where an ounce of prevention is worth a pound of cure. Here are five tips for you to keep away from the pandemic.
1. Wash your hands frequently
Use the antibacterial soaps to cleanse your hands. Wash them often, for at least 15 seconds and rinse with running water.
2. Get enough sleep
Try to get 8 hours of good sleep every night to keep your immune system in top flu-fighting shape.
3. Drink sufficient water
Drink 8 to10 glasses of water each day to flush toxins from your system and maintain good moisture and mucous production in your sinuses.
4. Boost your immune system
Keeping your body strong, nourished, and ready to fight infection is important in flu prevention. So stick with whole grains, colorful vegetables, and vitamin-rich fruits.
5. Keep informed
The government is taking necessary steps to prevent the pandemic and periodically release guidelines to keep the pandemic away. Please make sure to keep up to date on the information and act in a calm manner.
Treatment –
If a person becomes sick with swine flu, antiviral drugs can make the illness milder and make the patient feel better quicker. For treatment, antiviral drugs work best if started soon after getting sick (within 2 days of symptoms). The U.S. CDC recommends the use of Tamiflu (oseltamivir) or Relenza (zanamivir) for the treatment and/or prevention of infection with swine influenza viruses; however, the majority of people infected with the virus make a full recovery without requiring medical attention or antiviral drugs.
Vaccination -
WHO does not expect the swine flu vaccine to be widely available until the end of 2009, noting that current production "yield" was only about half as much as expected and would cause timeline delays. There is also concern that countries which produce vaccines, 70 percent of which are in Europe, may delay sending swine flu vaccines to other countries as they may come under "tremendous pressure to protect their own citizens first," note some experts.
Many countries are planning full blown large scale vaccination camps by the end of the year
Symptoms of swine flu infections can include:
* fever, which is usually high, but unlike seasonal flu, is sometimes absent
* cough
* runny nose or stuffy nose
* sore throat
* body aches
* headache
* chills
* fatigue or tiredness, which can be extreme
* diarrhea and vomiting, sometimes, but more commonly seen than with seasonal flu
Signs of a more serious swine flu infection might include pneumonia and respiratory failure.
Swine Flu High Risk Groups -
Swine flu high risk groups, people who are thought to be at risk for serious, life-threatening infections, are a little different and can include:
* pregnant women
* people with chronic medical problems, such as chronic lung disease, like asthma, cardiovascular disease, diabetes, and immunosuppression
* children and adults with obesity
Precautions to keep swine flu at bay -
The deadly Swine Flu has reached the Indian shores following the global outbreak and now, claimed one life. However, Swine Flu is certainly one of those diseased where an ounce of prevention is worth a pound of cure. Here are five tips for you to keep away from the pandemic.
1. Wash your hands frequently
Use the antibacterial soaps to cleanse your hands. Wash them often, for at least 15 seconds and rinse with running water.
2. Get enough sleep
Try to get 8 hours of good sleep every night to keep your immune system in top flu-fighting shape.
3. Drink sufficient water
Drink 8 to10 glasses of water each day to flush toxins from your system and maintain good moisture and mucous production in your sinuses.
4. Boost your immune system
Keeping your body strong, nourished, and ready to fight infection is important in flu prevention. So stick with whole grains, colorful vegetables, and vitamin-rich fruits.
5. Keep informed
The government is taking necessary steps to prevent the pandemic and periodically release guidelines to keep the pandemic away. Please make sure to keep up to date on the information and act in a calm manner.
Treatment –
If a person becomes sick with swine flu, antiviral drugs can make the illness milder and make the patient feel better quicker. For treatment, antiviral drugs work best if started soon after getting sick (within 2 days of symptoms). The U.S. CDC recommends the use of Tamiflu (oseltamivir) or Relenza (zanamivir) for the treatment and/or prevention of infection with swine influenza viruses; however, the majority of people infected with the virus make a full recovery without requiring medical attention or antiviral drugs.
Vaccination -
WHO does not expect the swine flu vaccine to be widely available until the end of 2009, noting that current production "yield" was only about half as much as expected and would cause timeline delays. There is also concern that countries which produce vaccines, 70 percent of which are in Europe, may delay sending swine flu vaccines to other countries as they may come under "tremendous pressure to protect their own citizens first," note some experts.
Many countries are planning full blown large scale vaccination camps by the end of the year
DO & Do Nots in H1N1
DOs:
* Wash your hands
* Avoid crowded places
* Stay more than an arm's length from persons afflicted with flu
* Get plenty of sleep
* Drink plenty of water and eat nutritious food
1. Cover your nose and mouth with a tissue when you cough orsneeze. Throw the tissue in the trash after you use it. Use disposablemasks in airports, crowded markets.
2. Wash your hands often with soap and water, especially afteryou cough or sneeze
3. Use alcohol�based hand cleaners (e.g: Germ Free)
4. Try to avoid close contact with sick people
5. Always maintain high levels of personal hygiene, especiallybefore and after food preparation and in & out of toilets.
6. While in an affected region, seek immediate medical attentionif you develop influenza�like symptoms. (High Fever, bodypain, coughing and red nose)
7. Get plenty of sleep
8. Rest and take plenty of liquids
9. Drink plenty of water and eat nutritious food.
DO NOTs:
* Shake hands or hug in greeting
* Spit in public
* Take medicines without consulting a physician
1. Touch your eyes, nose or mouth. Germs spread this way
2. Visits live animal markets, poultry and pig farms.
3. Shake hands or hug in greeting
4. Spit in public
5. Take medicines without consulting a physician
6. If you are sick, PLEASE stay at home and limit contact withothers as much as possible
7. Forget to cover your mouth and nose when you cough orsneeze
8. Neglect yourself and seek medical advice if needed
For people who are sick:
* Stay home and limit contacts with others as much as possible
* Rest and take plenty of liquids
* Cover your mouth and nose when you cough or sneeze
* Seek medical advice if needed
* Wash your hands
* Avoid crowded places
* Stay more than an arm's length from persons afflicted with flu
* Get plenty of sleep
* Drink plenty of water and eat nutritious food
1. Cover your nose and mouth with a tissue when you cough orsneeze. Throw the tissue in the trash after you use it. Use disposablemasks in airports, crowded markets.
2. Wash your hands often with soap and water, especially afteryou cough or sneeze
3. Use alcohol�based hand cleaners (e.g: Germ Free)
4. Try to avoid close contact with sick people
5. Always maintain high levels of personal hygiene, especiallybefore and after food preparation and in & out of toilets.
6. While in an affected region, seek immediate medical attentionif you develop influenza�like symptoms. (High Fever, bodypain, coughing and red nose)
7. Get plenty of sleep
8. Rest and take plenty of liquids
9. Drink plenty of water and eat nutritious food.
DO NOTs:
* Shake hands or hug in greeting
* Spit in public
* Take medicines without consulting a physician
1. Touch your eyes, nose or mouth. Germs spread this way
2. Visits live animal markets, poultry and pig farms.
3. Shake hands or hug in greeting
4. Spit in public
5. Take medicines without consulting a physician
6. If you are sick, PLEASE stay at home and limit contact withothers as much as possible
7. Forget to cover your mouth and nose when you cough orsneeze
8. Neglect yourself and seek medical advice if needed
For people who are sick:
* Stay home and limit contacts with others as much as possible
* Rest and take plenty of liquids
* Cover your mouth and nose when you cough or sneeze
* Seek medical advice if needed
FAQ for Swine Flu (influenza A (H1N1))
How do people become infected with influenza A (H1N1)?
Outbreaks in humans are now occurring from human-to-human transmission. When infected people cough or sneeze, infected droplets get on their hands, drop onto surfaces, or are dispersed into the air. Another person can breathe in contaminated air, or touch infected hands or surfaces, and be exposed.
What are the signs and symptoms of infection?
Early signs of influenza A (H1N1) are flu-like, including fever, cough, headache, muscle and joint pain, sore throat and runny nose, and sometimes vomiting or diarrhoea. Like seasonal flu, swine flu may cause a worsening of underlying chronic medical conditions.
Is there any confirmation of transmission between pigs and humans at this point?
No.
How soon can someone with the flu infect someone else?
Infected people may be able to infect others beginning one day before symptoms develop and up to seven or more days after becoming sick.
What surfaces are most likely to be sources of contamination?
Germs can be spread when a person touches something that is contaminated with germs and then touches his or her eyes, nose, or mouth. Droplets from a cough or sneeze of an infected person move through the air.
How long can viruses live outside the body?
We know that some viruses and bacteria can live two hours or longer on surfaces like cafeteria tables, doorknobs, and desks. Frequent hand washing will help you reduce the chance of getting contamination from these common surfaces.
What can I do to protect myself from getting sick?
Currently available seasonal influenza vaccine does not protect against H1N1 flu. There are everyday actions that can help prevent the spread of germs that cause respiratory illnesses like influenza. Take these everyday steps to protect your health:
Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in the trash after you use it.
Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol based hand cleaners are also effective.
Avoid touching your eyes, nose or mouth.. Germs spread this way.
Try to avoid close contact with people having respiratory illness.
If one gets sick with influenza, one must stay at home, away from work or school and limit contact with others to keep from infecting them. However, if one is having any respiratory distress, one should report to a nearby hospital.
What should I do to keep from getting the flu?
First and most important: wash your hands frequently. Try to stay in good general health. Get plenty of sleep, be physically active, manage your stress, drink plenty of fluids, and eat nutritious food. Avoid touching surfaces that may be contaminated with the flu virus. Avoid close contact with people having respiratory illness.
Are there medicines to treat swine flu?
Yes. Oseltamivir is the recommended anti viral drug for the treatment and/or prevention of infection with the influenza A H1N1. If you get sick, antiviral drugs can make your illness milder and make you feel better faster.
They may also prevent serious flu complications. For treatment, antiviral drugs work best if started soon after getting sick (within 2 days of symptoms). The government has adequate stock and the drug is made available to government hospitals at the time of outbreak and would be available to you free of cost. The drug is to be administered under supervision of clinicians.
What should I do if I get sick?
If you live in areas where influenza A H1N1 cases have been identified and become ill with influenza like symptoms e.g. fever, body aches, runny nose, sore throat, nausea, or vomiting or diarrhea, you may contact their health care provider, particularly if you are worried about your
symptoms.
Your health care provider will determine whether influenza testing or treatment is needed.
If you are sick, you should stay home and avoid contact with other people as much as possible to keep from spreading your illness to others. If you become ill and experience any of the following warning signs, seek emergency medical care.
In children emergency warning signs that need urgent medical attention include:
Fast breathing or trouble breathing
Bluish skin color
Not drinking enough fluids/eating food
Not waking up or not interacting
Being so irritable that the child does not want to be held
Flu-like symptoms improve but then return with fever and worse cough
Fever with a rash
In adults, emergency warning signs that need urgent medical attention include:
Difficulty breathing or shortness of breath
Pain or pressure in the chest or abdomen
Sudden dizziness
Confusion
Severe or persistent vomiting
Can I get influenza A H1N1 from eating or preparing pork?
No. swine influenza viruses are not spread by food. Eating properly handled and cooked pork products is safe.
Outbreaks in humans are now occurring from human-to-human transmission. When infected people cough or sneeze, infected droplets get on their hands, drop onto surfaces, or are dispersed into the air. Another person can breathe in contaminated air, or touch infected hands or surfaces, and be exposed.
What are the signs and symptoms of infection?
Early signs of influenza A (H1N1) are flu-like, including fever, cough, headache, muscle and joint pain, sore throat and runny nose, and sometimes vomiting or diarrhoea. Like seasonal flu, swine flu may cause a worsening of underlying chronic medical conditions.
Is there any confirmation of transmission between pigs and humans at this point?
No.
How soon can someone with the flu infect someone else?
Infected people may be able to infect others beginning one day before symptoms develop and up to seven or more days after becoming sick.
What surfaces are most likely to be sources of contamination?
Germs can be spread when a person touches something that is contaminated with germs and then touches his or her eyes, nose, or mouth. Droplets from a cough or sneeze of an infected person move through the air.
How long can viruses live outside the body?
We know that some viruses and bacteria can live two hours or longer on surfaces like cafeteria tables, doorknobs, and desks. Frequent hand washing will help you reduce the chance of getting contamination from these common surfaces.
What can I do to protect myself from getting sick?
Currently available seasonal influenza vaccine does not protect against H1N1 flu. There are everyday actions that can help prevent the spread of germs that cause respiratory illnesses like influenza. Take these everyday steps to protect your health:
Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in the trash after you use it.
Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol based hand cleaners are also effective.
Avoid touching your eyes, nose or mouth.. Germs spread this way.
Try to avoid close contact with people having respiratory illness.
If one gets sick with influenza, one must stay at home, away from work or school and limit contact with others to keep from infecting them. However, if one is having any respiratory distress, one should report to a nearby hospital.
What should I do to keep from getting the flu?
First and most important: wash your hands frequently. Try to stay in good general health. Get plenty of sleep, be physically active, manage your stress, drink plenty of fluids, and eat nutritious food. Avoid touching surfaces that may be contaminated with the flu virus. Avoid close contact with people having respiratory illness.
Are there medicines to treat swine flu?
Yes. Oseltamivir is the recommended anti viral drug for the treatment and/or prevention of infection with the influenza A H1N1. If you get sick, antiviral drugs can make your illness milder and make you feel better faster.
They may also prevent serious flu complications. For treatment, antiviral drugs work best if started soon after getting sick (within 2 days of symptoms). The government has adequate stock and the drug is made available to government hospitals at the time of outbreak and would be available to you free of cost. The drug is to be administered under supervision of clinicians.
What should I do if I get sick?
If you live in areas where influenza A H1N1 cases have been identified and become ill with influenza like symptoms e.g. fever, body aches, runny nose, sore throat, nausea, or vomiting or diarrhea, you may contact their health care provider, particularly if you are worried about your
symptoms.
Your health care provider will determine whether influenza testing or treatment is needed.
If you are sick, you should stay home and avoid contact with other people as much as possible to keep from spreading your illness to others. If you become ill and experience any of the following warning signs, seek emergency medical care.
In children emergency warning signs that need urgent medical attention include:
Fast breathing or trouble breathing
Bluish skin color
Not drinking enough fluids/eating food
Not waking up or not interacting
Being so irritable that the child does not want to be held
Flu-like symptoms improve but then return with fever and worse cough
Fever with a rash
In adults, emergency warning signs that need urgent medical attention include:
Difficulty breathing or shortness of breath
Pain or pressure in the chest or abdomen
Sudden dizziness
Confusion
Severe or persistent vomiting
Can I get influenza A H1N1 from eating or preparing pork?
No. swine influenza viruses are not spread by food. Eating properly handled and cooked pork products is safe.
COOL SMS
An apple a day keeps the doctor away, but if doctor is cute, forget the fruit.
u r genius, ur mind is a master piece.It is divided into left and right.In the left part nothing is right and in right part nothing is left.
May God increase ur happiness like prices of petrol, and decrease sorrows like clothes of Bipasha Basu.
I m going to give fresh flowers 4 u and 4 ur loving thoughts and prayers to make u lighter and brighter.
What is the diff between pleasure and torture? Pleasure is thinking of u & torture is thinking of u 2 much.
If you see some one without a smile, give him urs ,cos u r among a few good people who can shine others lives by just walking with him a few miles.
9 lessons in life:
Learn 2 care, learn 2 smile, learn 2 cry, learn 2 give, learn 2 forgive, learn to share, learn to trust, learn 2 love & learn 2 SMS me DAILY...!!!
If i were to describe true love than i wud describe it as what a snowman did to a snow woman, he gave her a warm hug and they both melted in each others arms...
sum ppl say happiness is lyf. others say it's freedom. &sum say it's money... but happiness 4me is just having da opportunity 2know u!!
I have a new kodak camera
ur snap please...
don't move
steady
smile :)
ready
click
ohh ho
those who live in ones heart cant have a snap!!!
to see light,look at sun..to see love look at moon..to see beauty,look at nature..to see hope,look at future..but,to see all of this,look at the mirror....!!!!!!!!!!!!!!!
Talk 2 me wen I’m Bored, B with me wen i’m Sad, Hug me wen i Cry, Care 4 me wen i’m Sick, Don’t ever cry 4 me wen I die! Just treasure me wen I’m ALIVE.
Please remind me 2 remind U about reminding me to send U this reminder that reminds me of reminding U that U never have to remind me 2 remember U, I ALWAYS DO!
It feels nice when some1 misses u, feels good when some1 loves u. feels better when some1's with u. But it feels the best when some1 never 4gets u.
SMILE:
S: Sets u free,
M: Makes u special,
I: Increases ur face value,
L: Lifts up ur spirits,
E: Erases all ur tensions,
So, please keep smiling.
u r genius, ur mind is a master piece.It is divided into left and right.In the left part nothing is right and in right part nothing is left.
May God increase ur happiness like prices of petrol, and decrease sorrows like clothes of Bipasha Basu.
I m going to give fresh flowers 4 u and 4 ur loving thoughts and prayers to make u lighter and brighter.
What is the diff between pleasure and torture? Pleasure is thinking of u & torture is thinking of u 2 much.
If you see some one without a smile, give him urs ,cos u r among a few good people who can shine others lives by just walking with him a few miles.
9 lessons in life:
Learn 2 care, learn 2 smile, learn 2 cry, learn 2 give, learn 2 forgive, learn to share, learn to trust, learn 2 love & learn 2 SMS me DAILY...!!!
If i were to describe true love than i wud describe it as what a snowman did to a snow woman, he gave her a warm hug and they both melted in each others arms...
sum ppl say happiness is lyf. others say it's freedom. &sum say it's money... but happiness 4me is just having da opportunity 2know u!!
I have a new kodak camera
ur snap please...
don't move
steady
smile :)
ready
click
ohh ho
those who live in ones heart cant have a snap!!!
to see light,look at sun..to see love look at moon..to see beauty,look at nature..to see hope,look at future..but,to see all of this,look at the mirror....!!!!!!!!!!!!!!!
Talk 2 me wen I’m Bored, B with me wen i’m Sad, Hug me wen i Cry, Care 4 me wen i’m Sick, Don’t ever cry 4 me wen I die! Just treasure me wen I’m ALIVE.
Please remind me 2 remind U about reminding me to send U this reminder that reminds me of reminding U that U never have to remind me 2 remember U, I ALWAYS DO!
It feels nice when some1 misses u, feels good when some1 loves u. feels better when some1's with u. But it feels the best when some1 never 4gets u.
SMILE:
S: Sets u free,
M: Makes u special,
I: Increases ur face value,
L: Lifts up ur spirits,
E: Erases all ur tensions,
So, please keep smiling.
Friday, August 28, 2009
Marriage Humor
Getting married is very much like going to a restaurant with friends. You order what you want, and then when you see what the other person has, you wish you had ordered that.
__________ _________ _________ _________ ________
Is there any way for long life?
Dr: Get married.
Man: Will it help?
Dr: No, but the thought of long life will never come.
__________ _________ _________ _________ _________
Why do couples hold hands during their wedding? It's a formality just like two boxers shaking hands before the fight begins!
_________ _________ _________ _________ _________ _________ ___
Wife: Darling today is our anniversary, what should we do?
Husband: Let us stand in silence for 2 minutes.
__________ _________ _________ _________ _________ _________ _
It's funny when people discuss Love Marriage vs. Arranged. It's like asking someone, if suicide is better or being murdered.
__________ _________ _________ _________ _________ _________
It is difficult to understand GOD. He makes such beautiful things as women and then he turns them into Wives!
__________ _________ _________ _________
A man, who surrenders when he's wrong, is Honest. A man, who surrenders when not sure, is Wise. A man, who surrenders even if he's Right, is a Husband.
__________ _________ _________ _________
If u r married please ignore this msg., for everyone else: Happy Independence Day
_________ ________ _________ _________ _________ _
Before marriage, a man will lie awake all night thinking about something you say. After marriage, he'll fall asleep before you finish.
________ _________ _________ _________ _
There's a way of transferring funds that is even faster than electronic banking. It's called marriage.
_________ _________ _________ _________ _________ _
Aadmi shaadi kyon karta hai? Take vo Marne ke baad agar Swarg jaye to achcha feel kare aur agar Nark jaye to homely feel kare.
_________ _________ _________ _________ _________ _
Why do Bride & Groom exchange varmaala during wedding ? To tell each other affectionately. .. Sweetheart U R Dead!
_________ _________ _________ _________ _________ _
Different Phases of a man:
After engagement: Superman
After Marriage: Gentleman
After 10 years: Watchman
After 20 years: Doberman
________ _________ _________ _________ _________
There is only one perfect child in the world and every mother has it. There is only one perfect wife in the world and every neighbour has it
_____ _________ _________ _________ _________ ___
Prospective husband: Do you have a book called 'Man, The Master of Women'?
Salesgirl: The fiction department is on the other side, sir.
________ _________ _________ _________ _________ _
Man receives telegram: Wife dead-should be buried or cremated?
Man: Don't take any chances. Burn the body and bury the ash.
__________ _________ _________ _________ ________
Is there any way for long life?
Dr: Get married.
Man: Will it help?
Dr: No, but the thought of long life will never come.
__________ _________ _________ _________ _________
Why do couples hold hands during their wedding? It's a formality just like two boxers shaking hands before the fight begins!
_________ _________ _________ _________ _________ _________ ___
Wife: Darling today is our anniversary, what should we do?
Husband: Let us stand in silence for 2 minutes.
__________ _________ _________ _________ _________ _________ _
It's funny when people discuss Love Marriage vs. Arranged. It's like asking someone, if suicide is better or being murdered.
__________ _________ _________ _________ _________ _________
It is difficult to understand GOD. He makes such beautiful things as women and then he turns them into Wives!
__________ _________ _________ _________
A man, who surrenders when he's wrong, is Honest. A man, who surrenders when not sure, is Wise. A man, who surrenders even if he's Right, is a Husband.
__________ _________ _________ _________
If u r married please ignore this msg., for everyone else: Happy Independence Day
_________ ________ _________ _________ _________ _
Before marriage, a man will lie awake all night thinking about something you say. After marriage, he'll fall asleep before you finish.
________ _________ _________ _________ _
There's a way of transferring funds that is even faster than electronic banking. It's called marriage.
_________ _________ _________ _________ _________ _
Aadmi shaadi kyon karta hai? Take vo Marne ke baad agar Swarg jaye to achcha feel kare aur agar Nark jaye to homely feel kare.
_________ _________ _________ _________ _________ _
Why do Bride & Groom exchange varmaala during wedding ? To tell each other affectionately. .. Sweetheart U R Dead!
_________ _________ _________ _________ _________ _
Different Phases of a man:
After engagement: Superman
After Marriage: Gentleman
After 10 years: Watchman
After 20 years: Doberman
________ _________ _________ _________ _________
There is only one perfect child in the world and every mother has it. There is only one perfect wife in the world and every neighbour has it
_____ _________ _________ _________ _________ ___
Prospective husband: Do you have a book called 'Man, The Master of Women'?
Salesgirl: The fiction department is on the other side, sir.
________ _________ _________ _________ _________ _
Man receives telegram: Wife dead-should be buried or cremated?
Man: Don't take any chances. Burn the body and bury the ash.
Wednesday, August 26, 2009
How To Start Your Day With A Positive Attitude
How To Start Your Day With A Positive Attitude
1. Open a new file in your PC .
2. Name it ' Boss '
3. Send it to the RECYCLE BIN
4. Empty the RECYCLE BIN
5. Your PC will ask you, 'Are you sure you want to delete Boss permanently? '
6. Answer calmly, 'Yes,' and press the mouse button firmly....
7. Feel better?
HAVE A NICE DAY
1. Open a new file in your PC .
2. Name it ' Boss '
3. Send it to the RECYCLE BIN
4. Empty the RECYCLE BIN
5. Your PC will ask you, 'Are you sure you want to delete Boss permanently? '
6. Answer calmly, 'Yes,' and press the mouse button firmly....
7. Feel better?
HAVE A NICE DAY
Tuesday, August 25, 2009
HA HA HA related saradar jee
Sardar: My mobile bill how much?
Call centre girl: sir, just dial 123to know current bill status
Sardar: Stupid, not CURRENT BILL my MOBILE BILL.
Sardar: I think that girl is deaf..
Friend: How do u know?
Sardar: I told I Love her, but she said her chappals are new
Teacher: Which is the oldest animal in world?
Sardar: ZEBRA
Teacher: How?
Sardar: Bcoz it is Black & White
Sardar: Miss, Do u called 2 my mobile?
Teacher: Me? No, why?
Sardar: Yesterday I saw in my mobile- "1 Miss Call".
Judge: Don't U have shame? It is d 3rd time U R coming to court.
Sardar to judge: U R coming daily, don't U have shame?
Question: "Should Women have Children after 35?"
Smart Sardar Replied: "No!35 Children R More than Enough!!"
Sir: What is difference between Orange and Apple?
Sardar: Color of Orange is orange, but color of Apple is not APPLE.
Sardar attending an interview in Software Company.
Manager: Do U know MS Office?
Sardar: If U give me the address I will go there sir.
Sardar in airplane going 2 Bombay .. While its landing he shouted: " Bombay ... Bombay "
Air hostess said: "B silent."
Sardar: "Ok. Ombay. Ombay"
Sardar got a sms from his girl friend:"I MISS YOU"
Sardarji replied:"I Mr YOU" !!.
Sardar: Doctor! My Son swallowed a key
Doctor: When?
Sardar: 3 Months Ago
Dr:Wat were u doing till now?
Sardar: We were using duplicate key
Call centre girl: sir, just dial 123to know current bill status
Sardar: Stupid, not CURRENT BILL my MOBILE BILL.
Sardar: I think that girl is deaf..
Friend: How do u know?
Sardar: I told I Love her, but she said her chappals are new
Teacher: Which is the oldest animal in world?
Sardar: ZEBRA
Teacher: How?
Sardar: Bcoz it is Black & White
Sardar: Miss, Do u called 2 my mobile?
Teacher: Me? No, why?
Sardar: Yesterday I saw in my mobile- "1 Miss Call".
Judge: Don't U have shame? It is d 3rd time U R coming to court.
Sardar to judge: U R coming daily, don't U have shame?
Question: "Should Women have Children after 35?"
Smart Sardar Replied: "No!35 Children R More than Enough!!"
Sir: What is difference between Orange and Apple?
Sardar: Color of Orange is orange, but color of Apple is not APPLE.
Sardar attending an interview in Software Company.
Manager: Do U know MS Office?
Sardar: If U give me the address I will go there sir.
Sardar in airplane going 2 Bombay .. While its landing he shouted: " Bombay ... Bombay "
Air hostess said: "B silent."
Sardar: "Ok. Ombay. Ombay"
Sardar got a sms from his girl friend:"I MISS YOU"
Sardarji replied:"I Mr YOU" !!.
Sardar: Doctor! My Son swallowed a key
Doctor: When?
Sardar: 3 Months Ago
Dr:Wat were u doing till now?
Sardar: We were using duplicate key
Fun- Alcohal Symptom
1. Symptom : Cold and humid feet.
Cause : Glass is being held at incorrect angle (You are pouring the drink on your feet).
Cure: Maneuver glass until open end is facing upward
2. Symptom : The wall facing you is full of lights.
Cause : You're lying on the floor.
Cure: Position your body at a 90-degree angle to the floor.
3. Symptom : The floor looks blurry.
Cause : You're looking through an empty glass.
Cure: Quickly refill with your favorite beverage.
4. Symptom : The floor is moving.
Cause : You're being dragged away.
Cure: At least ask where they're taking you.
5. Symptom : You hear echoes every time someone speaks.
Cause : You have your glass on your ear.
Cure: Stop making a fool of yourself!
6. Symptom : The room is shaking a lot, everyone is dressed in white and the music is very repetitive.
Cause : You're in an ambulance.
Cure: Don't move. Let the professionals do their job.
7. Symptom : Your dad and all your brothers are looking funny.
Cause : You're in the wrong house.
Cure: Ask if they can point you to your house
FM- Suraj
Cause : Glass is being held at incorrect angle (You are pouring the drink on your feet).
Cure: Maneuver glass until open end is facing upward
2. Symptom : The wall facing you is full of lights.
Cause : You're lying on the floor.
Cure: Position your body at a 90-degree angle to the floor.
3. Symptom : The floor looks blurry.
Cause : You're looking through an empty glass.
Cure: Quickly refill with your favorite beverage.
4. Symptom : The floor is moving.
Cause : You're being dragged away.
Cure: At least ask where they're taking you.
5. Symptom : You hear echoes every time someone speaks.
Cause : You have your glass on your ear.
Cure: Stop making a fool of yourself!
6. Symptom : The room is shaking a lot, everyone is dressed in white and the music is very repetitive.
Cause : You're in an ambulance.
Cure: Don't move. Let the professionals do their job.
7. Symptom : Your dad and all your brothers are looking funny.
Cause : You're in the wrong house.
Cure: Ask if they can point you to your house
FM- Suraj
Monday, August 24, 2009
DONKEY
One day a farmer's donkey fell down into a well. The animal cried piteously for hours as the farmer tried to figure out what to do. Finally, he decided the animal was old, and the well needed to be covered up anyway; it just wasn't worth it to retrieve the donkey. He invited all his neighbours to come over and help him. They all grabbed a shovel and began to shovel dirt into the well. At first, the donkey realized what was happening and cried horribly. Then, to everyone's amazement he quieted down. A few shovel loads later, the farmer finally looked down the well. He was astonished at what he saw. With each shovel of dirt that hit his back, the donkey was doing something amazing. He would shake it off and take a step up.As the farmer's neighbours continued to shovel dirt on top of the animal, he would shake it off and take a step up. Pretty soon, everyone was amazed as the donkey stepped up over the edge of the well and happily trotted off!Life is going to shovel dirt on you, all kinds of dirt. The trick to getting out of the well is to shake it off and take a step up. Each of our troubles is a steppingstone. We can get out of the deepest wells just by not stopping, never giving up! Shake it off and take a step up.
Remember the five simple rules to be happy:
Remember the five simple rules to be happy:
1. Free your heart from hatred - Forgive.
2. Free your mind from worries - Most never happen.
3. Live simply and appreciate what you have.
4. Give more.
5. Expect less
NOW --------Be a good Donkey and send it across to all the donkeys you Know.... Think like a donkey.....does this make sense....If you think 'no' than something is wrong with your senses.....You have two choices...smile and close this page, or pass this along to someone else to spread the fun. I know what I did!!
Sunday, August 23, 2009
What ur name means.......
What ur name means....... ... check it out !!
Instructions :
What you do is find out what each letter of your name means. Then connect all the meanings and it describes YOU.
(Its
TRUE) &(Is'nt it
GRêT !!)
If you have double or triple letters, just count the meaning once.
For Example : MARK
M - Success comes easily to you.
A - You can be very quiet when you have something on your mind.
R - You are a social butterfly.
K - You like to try new things.
A = You can be very quiet when you have something on your mind.
B = You are always cautious when it comes to meeting newpeople.
C = You definitely have a partier side in you, don't be shy to show it.
D = You have trouble trusting people.
E =You are a very exciting person.
F = Everyone loves you.
G = You have excellent ways of viewing people.
H =You are not judgmental.
I =You are always smiling and making others smile.
J =Jealously
K =You like to try new things.
L = Love is something you deeply believe in.
M = Success comes easily to you..
N = You like to work, but you always want a break.
O = You are very open-minded.
P =You are very friendly and understanding.
Q = You are a hypocrite.
R =You are a social butterfly.
S = You are very broad-minded.
T = You have an attitude, a big one..
U = You feel like you have to equal up to people's standards.
V = You have a very good physique and looks.
W = You like your privacy..
X = You never let people tell you what to do.
Y = You cause a lot of trouble.
Z = You're always fighting with someone.
CHECK YOUR NAME MEANING AND YOU WILL FIND THAT THIS IS TRUE........ .....
Instructions :
What you do is find out what each letter of your name means. Then connect all the meanings and it describes YOU.
(Its
TRUE) &(Is'nt it
GRêT !!)
If you have double or triple letters, just count the meaning once.
For Example : MARK
M - Success comes easily to you.
A - You can be very quiet when you have something on your mind.
R - You are a social butterfly.
K - You like to try new things.
A = You can be very quiet when you have something on your mind.
B = You are always cautious when it comes to meeting newpeople.
C = You definitely have a partier side in you, don't be shy to show it.
D = You have trouble trusting people.
E =You are a very exciting person.
F = Everyone loves you.
G = You have excellent ways of viewing people.
H =You are not judgmental.
I =You are always smiling and making others smile.
J =Jealously
K =You like to try new things.
L = Love is something you deeply believe in.
M = Success comes easily to you..
N = You like to work, but you always want a break.
O = You are very open-minded.
P =You are very friendly and understanding.
Q = You are a hypocrite.
R =You are a social butterfly.
S = You are very broad-minded.
T = You have an attitude, a big one..
U = You feel like you have to equal up to people's standards.
V = You have a very good physique and looks.
W = You like your privacy..
X = You never let people tell you what to do.
Y = You cause a lot of trouble.
Z = You're always fighting with someone.
CHECK YOUR NAME MEANING AND YOU WILL FIND THAT THIS IS TRUE........ .....
Thursday, August 20, 2009
Happy Father day
Happy Father day
In Nepal today we are celebrating the Father's Day (Buba ko mukh herne din). In this special occasion i would like to say to my father
Happy Father Day .
In Nepal today we are celebrating the Father's Day (Buba ko mukh herne din). In this special occasion i would like to say to my father
Happy Father Day .
Employee Wanted Ad Translation
Energetic Self-Starter : U will be working in commission.
Entry level Position : We will pay U the lowest wages allowed by law.
Experience Required : We do not know the first thing about any of this.
Fast Learner : U will not get any training from us.
Flexible work hours : You will frequently work long overtime hours.
Good organizational skills: U will be handling the filing.
Make an investment in U future: This is a franchise or a pyramid scheme.
Management Trainee Position : U will be salesperson with a wide territory.
Much Client Contact : U handle the Phone or make cold calls on clients.
Must have reliable transportation: U will be required to break speed limits.
Must be able to lift 50 Pounds: We offer no health insurance or chiropractors.
Opportunity of a lifetime : U will not find a lower salary for so much work.
Planning and coordination: U book the bosses travel arrangements.
Quick problem Solver : U will work on projects months behind schedule already.
Strong communication skills: U will write tons of documentation and letters.
(Source: The Boss)
Entry level Position : We will pay U the lowest wages allowed by law.
Experience Required : We do not know the first thing about any of this.
Fast Learner : U will not get any training from us.
Flexible work hours : You will frequently work long overtime hours.
Good organizational skills: U will be handling the filing.
Make an investment in U future: This is a franchise or a pyramid scheme.
Management Trainee Position : U will be salesperson with a wide territory.
Much Client Contact : U handle the Phone or make cold calls on clients.
Must have reliable transportation: U will be required to break speed limits.
Must be able to lift 50 Pounds: We offer no health insurance or chiropractors.
Opportunity of a lifetime : U will not find a lower salary for so much work.
Planning and coordination: U book the bosses travel arrangements.
Quick problem Solver : U will work on projects months behind schedule already.
Strong communication skills: U will write tons of documentation and letters.
(Source: The Boss)
Wednesday, August 19, 2009
Sample of love letter from HR...
Ever wondered how a HR Personnel could write a love letter to his girlfriend??
To, Juliet
Sub: Offer of love!
Ref: Meeting in coffee shop
Dearest Ms Juliet,
Yours sincerely,
HR Officer
To, Juliet
Sub: Offer of love!
Ref: Meeting in coffee shop
Dearest Ms Juliet,
I am pleased to inform you that I have fallen in Love with you since the 14th of October (Saturday). With reference to the meeting held between us on the 13th of Oct. at 1500 hrs, would like to present myself as a prospective lover. Our love affair would be on probation for a period of three months and depending on compatibility, would be made permanent. Of course, upon completion of probation, there will be continuous on the job training and performance appraisal schemes leading up to promotion from lover to spouse. The expenses incurred for coffee and entertainment would initially be shared equally between us. Later, based on your performance, I might take up a larger share of the expenses. However I am broadminded enough to be taken care of, on your expense account.I request you to kindly respond within 30 days of receiving this letter,failing which, this offer would be cancelled without further notice and I shall be considering someone else.I would be happy, if you could forward this letter to your sister, if you do not wish to take up this offer.
Wish you all the best!
Thanking you in anticipation,
HR Officer
Tuesday, August 18, 2009
Rules for Happy Marriage
1. Never both be angry at the same time.
2. Never yell at each other unless the house is on fire.
3. If one of you has to win an argument, let it be your mate.
4. If you must criticize, do it lovingly.
5. Never bring up mistakes of the past.
6. Neglect the whole world rather than each other.
7. Never go to sleep with an argument unsettled.
8. At least once every day say a kind or complimentary word to your life partner.
9. When you have done something wrong, admit it and ask for forgiveness.
10. Remember it takes two to make a quarrel.
And Enjoy Happy Marriage
From Suraj
2. Never yell at each other unless the house is on fire.
3. If one of you has to win an argument, let it be your mate.
4. If you must criticize, do it lovingly.
5. Never bring up mistakes of the past.
6. Neglect the whole world rather than each other.
7. Never go to sleep with an argument unsettled.
8. At least once every day say a kind or complimentary word to your life partner.
9. When you have done something wrong, admit it and ask for forgiveness.
10. Remember it takes two to make a quarrel.
And Enjoy Happy Marriage
From Suraj
LIFEBOOK 2009
Health:
1. Drink plenty of water
2. Eat breakfast like a king, lunch like a prince and dinner like a beggar
3. Eat more foods that grow on trees and plants, and eat less food that is manufactured in plants (factory)
4. Live with the 3 E's -- Energy, Enthusiasm, and Empathy
5. Make time for prayer6. Play more games
7. Read more books than you did in 2008
8. Sit in silence for at least 10 minutes each day
9. Sleep for 7 hours
10. Take a 10-30 minutes walk every day ---- and while you walk, SMILE !!
Personality:
11. Don't compare your life to others'. You have no idea what their journey is all about.
12. Don't have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment.
13. Don't over do ; keep your limits
14. Don't take yourself so seriously ; no one else does
15. Don't waste your precious energy on gossip
16. Dream more while you are awake
17. Envy is a waste of time. You already have all you need.
18. Forget issues of the past. Don't remind your partner with his/her mistakes of the past. That will ruin your present happiness.
19. Life is too short to waste time hating anyone. Don't hate others.
20. Make peace with your past so it won't spoil the present
21. No one is in charge of your happiness except you
22. Realize that life is a school and you are here to learn. Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime
.23. Smile and Laugh more
24. You don't have to win every argument. Agree to disagree.
Community:
25.. Call your family often
26. Each day give something good to others
27. Forgive everyone for everything
28. Spend time with people over the age of 70 & under the age of 6
29. Try to make at least three people smile each day
30. What other people think of you is none of your business
31. Your job won't take care of you when you are sick. Your family and friends will. Stay in touch.
Life:
32. Do the right things
33. Get rid of anything that isn't useful, beautiful or joyful
34. GOD heals everything
35. However good or bad a situation is, it will change
36. No matter how you feel, get up, dress up and show up !
37. The best is yet to come
38. When you awake alive in the morning, thank GOD for it
39. Your Inner most is always happy. So, be HAPPY !!!!!!!
Last but not the least :
40. Do forward this to everyone you care about.
From
Dilip Somaiya
1. Drink plenty of water
2. Eat breakfast like a king, lunch like a prince and dinner like a beggar
3. Eat more foods that grow on trees and plants, and eat less food that is manufactured in plants (factory)
4. Live with the 3 E's -- Energy, Enthusiasm, and Empathy
5. Make time for prayer6. Play more games
7. Read more books than you did in 2008
8. Sit in silence for at least 10 minutes each day
9. Sleep for 7 hours
10. Take a 10-30 minutes walk every day ---- and while you walk, SMILE !!
Personality:
11. Don't compare your life to others'. You have no idea what their journey is all about.
12. Don't have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment.
13. Don't over do ; keep your limits
14. Don't take yourself so seriously ; no one else does
15. Don't waste your precious energy on gossip
16. Dream more while you are awake
17. Envy is a waste of time. You already have all you need.
18. Forget issues of the past. Don't remind your partner with his/her mistakes of the past. That will ruin your present happiness.
19. Life is too short to waste time hating anyone. Don't hate others.
20. Make peace with your past so it won't spoil the present
21. No one is in charge of your happiness except you
22. Realize that life is a school and you are here to learn. Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime
.23. Smile and Laugh more
24. You don't have to win every argument. Agree to disagree.
Community:
25.. Call your family often
26. Each day give something good to others
27. Forgive everyone for everything
28. Spend time with people over the age of 70 & under the age of 6
29. Try to make at least three people smile each day
30. What other people think of you is none of your business
31. Your job won't take care of you when you are sick. Your family and friends will. Stay in touch.
Life:
32. Do the right things
33. Get rid of anything that isn't useful, beautiful or joyful
34. GOD heals everything
35. However good or bad a situation is, it will change
36. No matter how you feel, get up, dress up and show up !
37. The best is yet to come
38. When you awake alive in the morning, thank GOD for it
39. Your Inner most is always happy. So, be HAPPY !!!!!!!
Last but not the least :
40. Do forward this to everyone you care about.
From
Dilip Somaiya
Swine flu
Dear All,
The deadly Swine Flu has reached the shores following the global outbreak and now, claimed one life. However, Swine Flu is certainly one of those diseased where an ounce of prevention is worth a pound of cure. Here are ten tips for you to keep away from the pandemic.
1. Wash your hands frequentlyUse the antibacterial soaps to cleanse your hands. Wash them often, at least 15 seconds and rinse with running water.
2. Get enough sleepTry to get 8 hours of good sleep every night to keep your immune system in top flu-fighting shape.
3. Drink sufficient waterDrink 8 to10 glasses of water each day to flush toxins from your system and maintain good moisture and mucous production in your sinuses.
4. Boost your immune systemKeeping your body strong, nourished, and ready to fight infection is important in flu prevention. So stick with whole grains, colorful vegetables, and vitamin-rich fruits.
5. Keep informedThe government is taking necessary steps to prevent the pandemic and periodically release guidelines to keep the pandemic away. Please make sure to keep up to date on the information and act in a calm manner.
6. Avoid alcoholApart from being a mood depressant, alcohol is an immune suppressant that can actually decrease your resistance to viral infections like swine flu. So stay away from alcoholic drinks so that your immune system may be strong.
7. Be physically activeModerate exercise can support the immune system by increasing circulation and oxygenating the body. For example brisk walking for 30-40 minutes 3-4 times a week will significantly perk up your immunity.
8. Keep away from sick peopleFlu virus spreads when particles dispersed into the air through a cough or sneeze reach someone else’s nose. So if you have to be around someone who is sick, try to stay a few feet away from them and especially, avoid physical contact.
9. Know when to get helpConsult your doctor if you have a cough and fever and follow their instructions, including taking medicine as prescribed.
10. Avoid crowded areasTry to avoid unnecessary trips outside.
'Life isn't about how to survive the storm, but how to dance in the rain.'
The deadly Swine Flu has reached the shores following the global outbreak and now, claimed one life. However, Swine Flu is certainly one of those diseased where an ounce of prevention is worth a pound of cure. Here are ten tips for you to keep away from the pandemic.
1. Wash your hands frequentlyUse the antibacterial soaps to cleanse your hands. Wash them often, at least 15 seconds and rinse with running water.
2. Get enough sleepTry to get 8 hours of good sleep every night to keep your immune system in top flu-fighting shape.
3. Drink sufficient waterDrink 8 to10 glasses of water each day to flush toxins from your system and maintain good moisture and mucous production in your sinuses.
4. Boost your immune systemKeeping your body strong, nourished, and ready to fight infection is important in flu prevention. So stick with whole grains, colorful vegetables, and vitamin-rich fruits.
5. Keep informedThe government is taking necessary steps to prevent the pandemic and periodically release guidelines to keep the pandemic away. Please make sure to keep up to date on the information and act in a calm manner.
6. Avoid alcoholApart from being a mood depressant, alcohol is an immune suppressant that can actually decrease your resistance to viral infections like swine flu. So stay away from alcoholic drinks so that your immune system may be strong.
7. Be physically activeModerate exercise can support the immune system by increasing circulation and oxygenating the body. For example brisk walking for 30-40 minutes 3-4 times a week will significantly perk up your immunity.
8. Keep away from sick peopleFlu virus spreads when particles dispersed into the air through a cough or sneeze reach someone else’s nose. So if you have to be around someone who is sick, try to stay a few feet away from them and especially, avoid physical contact.
9. Know when to get helpConsult your doctor if you have a cough and fever and follow their instructions, including taking medicine as prescribed.
10. Avoid crowded areasTry to avoid unnecessary trips outside.
'Life isn't about how to survive the storm, but how to dance in the rain.'
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