Friday, January 21, 2011

The Improper Diet Can Cause Myopia For Children


People usually think that the myopia of children is caused by bad lines of sight, wrong sitting positions or some other factors. However, according to the latest research, the improper diet is also an important factor of causing myopia for children. In order to help children avoid getting myopia, it is essential to supplement some nutrients for them. Except protein and vitamins, calcium, chromium and hard foods are also necessary. The lack of calcium, chromium and hard foods can probably cause myopia.
Calcium is a kind of ordinary element for us. The main effect of it is to accelerate the growth of the bones and prevent rickets for children. Few people connect it with the health condition of eyes. According to the medical experts, the lack of calcium is an important factor of causing unhealthy development of eyesight and even myopia. The lack of calcium can cause the hydraulic pressure inside the eyeballs to be unstable, which can cause the abnormal growth of the eyes. Many foods contain abundant calcium, such as milk, bean products, fish, animal bones and so on. When people eat these foods, they can eat yolks, green vegetables and animal livers at the same time. These foods contain abundant vitamin D, which can improve the absorption and utilization of calcium for the human body.
Chromium is a kind of essential mineral element needed by the human body. It can maintain the balance of osmotic pressure. The imbalance of osmotic pressure can cause protrusion of crystalline lens and further cause myopia. According to the calculation of the experts, children need about 50 to 200 micrograms of chromium. In order to supplement chromium for children, mothers should provide corn, meat, cream and yolks for children every day.
In addition, mothers should provide some hard foods for children every day. Hard foods can increase the frequency and potency of eating and accelerate the development of eyesight for children. According to the medical research, the children who always eat soft foods like noodles are easy to get myopia, and the children who often eat some hard foods usually have normal eyesight. Chewing potency can increase the power of facial muscles including ocular muscles so as to make the muscles have the ability of adjusting crystalline lens. Suitable hard foods for children mainly include carrot, fruits, and bean products and so on. These foods all contain abundant nutrients for children to grow healthily.

Tuesday, January 18, 2011

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What Does Five Cs Of Credit Mean?

A method used by lenders to determine the credit worthiness of potential borrowers. The system weighs five characteristics of the borrower, attempting to gauge the chance of default.
The five Cs of credit are:
-Character
-Capacity
-Capital
-Collateral
-Conditions
This method of evaluating a borrower incorporates both qualitative and quantitative measures. The first factor is character, which refers to a borrower's reputation. Capacity measures a borrower's ability to repay a loan by comparing income against recurring debts. The lender will consider any capital the borrower puts toward a potential investment, because a large contribution by the borrower will lessen the chance of default. Collateral, such as property or large assets, helps to secure the loan. Finally, the conditions of the loan, such as the interest rate and amount of principal, will influence the lender's desire to finance the borrower.

What Does CAMELS Rating System Mean?

An international bank-rating system where bank supervisory authorities rate institutions according to six factors.
The six factors are represented by the acronym "CAMELS."
The six factors examined are as follows:
C - Capital adequacy
A - Asset quality
M - Management quality
E - Earnings
L - Liquidity
S - Sensitivity to Market Risk
Bank supervisory authorities assign each bank a score on a scale of one (best) to five (worst) for each factor. If a bank has an average score less than two it is considered to be a high-quality institution, while banks with scores greater than three are considered to be less-than-satisfactory establishments. The system helps the supervisory authority identify banks that are in need of attention

Saturday, January 15, 2011

Salesman!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

The Manager says: 'Do you have any sales experience?'
The Indian says: 'Sir, I was a salesman back home in India.'
Well, the boss liked the Indian chappie so he gave him the job. 'You
start tomorrow.. I'll come down after we  close and see how you did.'
His first day on the job was rough but he got through it.
After the store was locked up, the boss came down.
'How many sales did you make today?'
Indian boy says: 'Sir, Just ONE sale.'
The boss says: 'Just one? No! No! No! You see here our sales people
average 20 or 30 sales a day.' If you want to keep this job, you'd
better be doing better  than just one sale. By the way, how much was
the sale for?'
Indian boy says: ' $101 237. 64'
Boss says: '$101 237. 64? What the hell did you sell?'
Indian boy says: 'Sir, First I sell him small
fishhook.
Then I sell him medium fishhook.
Then I sell him large fishhook.
Then I sold him new fishing rod and some fishing gear.
Then I ask him where he's going fishing and he said
down on the coast, so I told him he'll be needing a
boat, so we went down to the boating department and I
sell him twin engine Chris Craft.
Then he said he didn't think his Honda Civic would
pull it, so I took him down to our automotive
department and sell him that 4X4 Blazer.
I then ask him where he'll be staying, and since he
had no accommodation, I took him to camping department
and sell him one of those new igloo 6 sleeper camper
tents.
Then the guy said, while we're at it, I should throw
in about $100 worth of groceries and two cases of
beer.
The boss said: 'You're not serious? A guy came in here
to buy a fishhook and you sold him a boat, a 4X4 truck
and a tent?'
Indian boy says: 'No Sirji, actually he came in to buy
Sanitary napkins for his wife, and I said: Well, since u have nothing
to do for another 4-5 days,  fishing is
the best way to relax your mind and pass time.'

Mother

My mom only had one eye. I hated her... she was such an embarrassment.

She cooked for students & teachers to support the family. There was this one day during elementary school where my mom came to say hello to me.

I was so embarrassed.
 
How could she do this to me?

I ignored her, threw her a hateful look and ran out.

The next day at school one of my classmates said, 'EEEE, your mom only has one eye!'

I wanted to bury myself.
I also wanted my mom to just disappear.
I confronted her that day and said, ' If you're only goanna make me a laughing stock, why don't you just die?'

My mom did not respond...
I didn't even stop to think for a second about what I had said, because
I was full of anger.
I was oblivious to her feelings.

I wanted out of that house, and have nothing to do with her.

So I studied real hard, got a chance to go abroad to study.

Then, I got married.
I bought a house of my own.
I had kids of my own.
I was happy with my life, my kids and the comforts, then one day; my mother came to visit me.

She hadn't seen me in years and she didn't even meet her grandchildren.

When she stood by the door, my children laughed at her, and I yelled at her for coming over uninvited.

I screamed at her, 'How dare you come to my house and scare my children!'  GET OUT OF HERE! NOW!!!' 

 
And to this, my mother quietly answered, 'Oh, I'm so sorry. I may have gotten the wrong address,' and she disappeared out of sight.

One day, a letter regarding a school reunion came to my house.

So I lied to my wife that I was going on a business trip.

After the reunion, I went to the old shack just out of curiosity.

My neighbors said that she died.
I did not shed a single tear.
They handed me a letter that she had wanted me to have.

 
' My dearest son,
I think of you all the time. I'm sorry that I came to your house and 
scared your children.  I was so glad when I heard you were coming for the reunion.  But I may not be able to even get out of bed to see you.
 I'm sorry that I was a constant embarrassment to you when you were
 growing up.

 You see........when you were very little, you got into an accident, and
 lost your eye.
 As a mother, I couldn't stand watching you
 having to grow up with one eye.
 So I gave you mine.
 I was so proud of my son who was seeing a whole new world for me, in my 
 place, with that eye.

 With all my love to you,
 Your mother.

 Always tell someone that you love them because you never know what day will be their last, or your own.

Always seek to resolve your problems or disagreements with loved ones because if either of you should pass on before, the one who is left alive will have the rest of their life to ponder those unresolved feelings but will never find closure. And closure usually brings peace.




Wednesday, January 12, 2011

Top 10 Essential Health Tips for 2011


1. Move More 
Make it a daily challenge to find ways to move your body. Climb stairs if given a choice between that and escalators or elevators. 
Walk your dog; chase your kids; toss balls with friends, mow the lawn. Anything that moves your limbs is not only a fitness tool, it's a stress buster. Think 'move' in small increments of time. It doesn't have to be an hour in the gym or a 45-minute aerobic dance class or tai chi or kickboxing. But that's great when you're up to it. Meanwhile, move more. 



2. Cut Fat 
Avoid the obvious such as fried foods, burgers and other fatty meats (i.e. pork, bacon, ham, salami, ribs and sausage). Dairy products such as cheese, cottage cheese, milk and cream should be eaten in low fat versions. Nuts and sandwich meats, mayonnaise, margarine, butter and sauces should be eaten in limited amounts. Most are available in lower fat versions such as substitute butter, fat free cheeses and mayonnaise. 

3. Quit Smoking 
The jury is definitely in on this verdict. Ever since 1960 when the Surgeon General announced that smoking was harmful to your health, Americans have been reducing their use of tobacco products that kill. Just recently, we've seen a surge in smoking in adolescents and teens. Could it be the Hollywood influence? It seems the stars in every movie of late smoke cigarettes. Beware. Warn your children of the false romance or 'tough guy' stance of Hollywood smokers. Also, the trend to quit smoking has been slow to follow in France. 

4. Drink Plenty of Water 
Drinking water is still one of the healthiest things we can do. Water is essential for virtually every function of the body. The average person needs eight 8-ounce glasses a day. Drink with meals, as well as before, during and after exercise. During exercise, cold water is more readily absorbed. 

5. Reduce Stress 
Easier said than done, stress busters come in many forms. Some techniques recommended by experts are to think positive thoughts. Spend 30 minutes a day doing something you like. (i.e., Soak in a hot tub; walk on the beach or in a park; read a good book; visit a friend; play with your dog; listen to soothing music; watch a funny movie. Get a massage, a facial or a haircut. Meditate. Count to ten before losing your temper or getting aggravated. Avoid difficult people when possible. 

6. Avoid Excessive Alcohol Consumption 
While recent studies show a glass of wine or one drink a day can help protect against heart disease, drinking more than that can cause health problems such as liver and kidney disease as well as cancer. 

7. Keep a Positive Mental Outlook 
There's a definitive connection between living well and healthfully and having a cheerful outlook on life. Remember, you can't be unhappy when you're smiling! 

8. Protect Yourself from Pollution 
If you can't live in a smog-free environment, at least avoid smoke-filled rooms, high traffic areas, breathing in highway fumes and exercising near busy thoroughfares. Exercise outside when the smog rating is low. Exercise indoors in air conditioning when the air quality is good. Plant lots of shrubbery in your yard. It's a good pollution and dirt deterrent. 

9. Floss Your Teeth 
Recent studies make a direct connection between longevity and teeth flossing. Nobody knows exactly why. Perhaps it's because people who floss tend to be more health conscious than people who don't? 

10. Choose Your Parents Well 
The link between genetics and health is a powerful one. But just because one or both of your parents died young in ill health doesn't mean you cannot counteract the genetic pool handed you. Follow these ten basic tips for healthy living and you can better control your own destiny.

Sunday, January 9, 2011

Some SMS


* What ever you say, what ever you do, I will always love you


* If loving you is wrong,then I don't wanna be right.My love for you is strong and brighter than any light.The way we must go is long,but we'll win every fight.


* At night I cannot sleep and during the day I dream of you...


* Life is much brighter with you around !


* Don't let your mind rule over your heart.


* Even when it is rainy the sun is shining in your smile.


* Where ever you're going, I'm going your way !


* If all the boys lived on the other side of the sea, what a good swimmer I would be ?


* During maths I was thinking of you but I cannot calculate how much I love you!!


* I am sending you to an island full of kisses on a sea of love!


* Love is...looking whether he is looking, and when he does, certainly not looking back!!


* Do you have a coin? I want to call your parents to thank them.


* I wanted to put something incredibly beautiful, sweet, nice, sensitive, erotic and funny on you screen, but unfortunately I do not fit on it.


* I cannot think of a good opening sentence, so will we just say good-bye ???


* Ferrari's are red, Lambo's are blue... but I am as happy in a mini with you.


* Every man dreams of a beautiful woman, so do I ... I dream of you.


* If God would have created something more beautiful than you he would have kept it to himself.


* Can I have your picture, so Santa Claus knows exactly what to give me .


* I saw you at a distance but you never approached, but that what did never happen, never passes!


* If love is blind, how will she find me ?


* Never make love in the garden or in the fields...... For love might be blind but your neighbours not!


* The less you open up to others, the more you will suffer.


* Whenever I see your smiling face, I have to smile myself, because I like you, you're my friend!!!


* There is a clown in my heart. Small and very special, he can dance and jump, laugh and sing ... are you sad and crying, you can borrow him.


* I love the spring mornings, the afternoons in autumn, the winter evenings and the summer nights....but you I love more !


* I would have answered your letter soonerb but you did not write me one.


* Luv is a sensation dat is caused by temptation.a boy puts his location in a girls destination.do u get my explanation or do u wanna demonstration?


* If I could rearrange the alphabet, Id put U and I together.


* Love me or leave me. Hey,where is everybody going ?


* Love is Sweet, Love is sad, but with me Love is the best thing you ever had.


* Are you a mum? I am not a dad! Maybe you could help me with that!


* If you would see yourself the way I do, you would wish you where as beautiful as you ...


* The moment I first saw you, you warmed my heart, the second time you made little flames and now you make my heart burn like hell !


* Are you free for the rest of your life?


* If I could rewrite the alphabet I'd put U and I together!


* Hello, I'm a thief and I'm here to steal your heart!


* Do you believe in love at first sight, or do I have to walk by again?


* It must have been a rainy day when you were born..Heaven was crying 'cus it lost its most beautiful angel!


* I must have been born under a lucky star, to find a friend as nice as you are, and I will follow the rainbow until the end, if you promis forever to be my friend!


* If love is a crime, lock me up, i'm guilty baby


* In my dreams you're mine, in my life you're a dream.


* Girls are like internet domain names... the ones I like are already taken.


* God created the world in SIX days But took him centuries... to come up with someone...as beautiful.... as "YOU!" .. *


* Oh right then! Straight to the point! I want you right here, right now!


* Do you know that you would look great with two pounds less ... in my opinion those clothes weigh exactly two pounds !


* You are just like a Bounty ... a piece of paradise on earth!


* You're eyes are soft en tender,as sweet as they can be.There's one thing you must remember, you are the one for me!!!


* There are so many people in the world but in my world there's only one and that's you!!!


* I want to share everything with you, your sadness, your happy moments, every single second of the day.
* Do your feet never hurt ???? ... You are wondering around my thoughts all day long....


* When the night comes, look at the sky. If you see a falling star, don't wonder why,just make a wish. Trust me it will come true,'cause I did it and I found you.


* I do not think much, I do not think often, but when I do think, I think of you


* I love all the stars in the sky, but they are nothing compared to the ones in your eyes!


* You can fall from a mountain,you can fall from a tree,but the best way to fall,is to fall in love with me.


* If flowers were dreams that would last for ever, I would pick the most beautiful ones to send to you


* Be smart, be clever, put me in your heart, 4-ever.


* Don't listen to your mind. Listen always to your heart!


* If one night a big fat man jumps in at your window grabs you and puts you in a sack don't worry I told Santa I wanted you for CHRISTMAS


* If I had a penny every time I thought of you, I'd still miss you,but at least I would be rich!


* Passion running trough my veins, trembling, waiting, reason is fading. Overpowering desire sets my skin on fire!


* Somewhere, someone dreams of your smile and finds your presence in life so worth while. So when you are lonely, remember it's true that someone, somewhere, is thinking of you.


* Can you see me? no? Turn around, can you see me now? no? Turn again, can you see me now? I can see you because you have a special place in my heart!

Saturday, January 8, 2011

The 101 Most Useful Websites


The sites mentioned below, well most of them, solve at least one problem really well and they all have simple web addresses (URLs) that you can easily learn by heart thus saving you a trip to Google.

01. screenr.com – record movies of your desktop and send them straight to YouTube.
02. bounceapp.com – for capturing full length screenshots of web pages.
03. goo.gl – shorten long URLs and convert URLs into QR codes.
04. untiny.me – find the original URLs that’s hiding behind a short URLs.
05. localti.me – know more than just the local time of a city
06. copypastecharacter.com – copy special characters that aren’t on your keyboard.
07. topsy.com – a better search engine for twitter.
08. fb.me/AppStore – search iOS app without launching iTunes.
09. iconfinder.com – the best place to find icons of all sizes.
10. office.com – download templates, clipart and images for your Office documents.
11. woorank.com – everything you wanted to know about a website.
12. virustotal.com – scan any suspicious file or email attachment for viruses.
13. wolframalpha.com – gets answers directly without searching  – see more wolfram tips.
14. printwhatyoulike.com – print web pages without the clutter.
15. joliprint.com – reformats news articles and blog content as a newspaper.
16. isnsfw.com – when you wish to share a NSFW page but with a warning.
17. e.ggtimer.com – a simple online timer for your daily needs.
18. coralcdn.org – if a site is down due to heavy traffic, try accessing it through coral CDN.
19. random.org – pick random numbers, flip coins, and more.
20. mywot.com – check the trust level of any website – example.
21. viewer.zoho.com – Preview PDFs and Presentations directly in the browser.
22. tubemogul.com – simultaneously upload videos to YouTube and other video sites.
23. truveo.com – the best place for searching web videos.
24. scr.im – share you email address online without worrying about spam.
25. spypig.com – now get read receipts for your email.
26. sizeasy.com – visualize and compare the size of any product.
27. whatfontis.com – quickly determine the font name from an image.
28. fontsquirrel.com – a good collection of fonts – free for personal and commercial use.
29. regex.info – find data hidden in your photographs – see more EXIF tools.
30. tineye.com – this is like an online version of Google Googles.
31. iwantmyname.com – helps you search domains across all TLDs.
32. tabbloid.com – your favorite blogs delivered as PDFs.
33. join.me – share you screen with anyone over the web.
34. onlineocr.net – recognize text from scanned PDFs and images – see other OCR tools.
35. flightstats.com – Track flight status at airports worldwide.
36. wetransfer.com – for sharing really big files online.
37. pastebin.com – a temporary online clipboard for your text and code snippets.
38. polishmywriting.com – check your writing for spelling or grammatical errors.
39. awesomehighlighter.com – easily highlight the important parts of a web page.
40. typewith.me – work on the same document with multiple people.
41. whichdateworks.com – planning an event? find a date that works for all.
42. everytimezone.com – a less confusing view of the world time zones.
43. warrick.cs.odu.edu – you’ll need this when your bookmarked web pages are deleted.
44. gtmetrix.com – the perfect tool for measuring your site performance online.
45. imo.im – chat with your buddies on Skype, Facebook, Google Talk, etc. from one place.
46. translate.google.com – translate web pages, PDFs and Office documents.
47. youtube.com/leanback – enjoy a never ending stream of YouTube videos in full-screen.
48. similarsites.com – discover new sites that are similar to what you like already.
49. wordle.net – quick summarize long pieces of text with tag clouds.
50. bubbl.us – create mind-maps, brainstorm ideas in the browser.
51. kuler.adobe.com – get color ideas, also extract colors from photographs.
52. followupthen.com – setup quick reminders via email itself.
53. lmgtfy.com – when your friends are too lazy to use Google on their own.
54. tempalias.com – generate temporary email aliases, better than disposable email.
55. pdfescape.com – lets you can quickly edit PDFs in the browser itself.
56. faxzero.com – send an online fax for free – see more fax services.
57. feedmyinbox.com – get RSS feeds as an email newsletter.
58. isendr.com – transfer files without uploading to a server.
59. tinychat.com – setup a private chat room in micro-seconds.
60. privnote.com – create text notes that will self-destruct after being read.
61. flightaware.com – live flight tracking service for airports worldwide.
62. boxoh.com – track the status of any shipment on Google Maps – alternative.
63. chipin.com – when you need to raise funds online for an event or a cause.
64. downforeveryoneorjustme.com – find if your favorite website is offline or not?
65. example.com – this website can be used as an example in documentation.
66. whoishostingthis.com – find the web host of any website.
67. google.com/history – found something on Google but can’t remember it now?
68. errorlevelanalysis.com – find whether a photo is real or a photoshopped one.
69. google.com/dictionary – get word meanings, pronunciations and usage examples.
70. urbandictionary.com – find definitions of slangs and informal words.
71. seatguru.com – consult this site before choosing a seat for your next flight.
72. sxc.hu – download stock images absolutely free.
73. zoom.it – view very high-resolution images in your browser without scrolling.
74. wobzip.org – unzip your compressed files online.
75. vocaroo.com – record your voice with a click.
76. scribblemaps.com – create custom Google Maps easily.
77. buzzfeed.com – never miss another Internet meme or viral video.
78. alertful.com – quickly setup email reminders for important events.
79. encrypted.google.com – prevent your ISP and boss from reading your search queries.
80. formspring.me – you can ask or answer personal questions here.
81. snopes.com – find if that email offer you received is real or just another scam.
82. typingweb.com – master touch-typing with these practice sessions.
83. mailvu.com – send video emails to anyone using your web cam.
84. ge.tt – quickly send a file to someone, they can even preview it before downloading.
85. timerime.com – create timelines with audio, video and images.
86. stupeflix.com – make a movie out of your images, audio and video clips.
87. aviary.com/myna – an online audio editor that lets record, and remix audio clips online.
88. noteflight.com – print music sheets, write your own music online (review).
89. disposablewebpage.com – create a temporary web page that self-destruct.
90. namemytune.com – when you need to find the name of a song.
91. homestyler.com – design from scratch or re-model your home in 3d.
92. snapask.com – use email on your phone to find sports scores, read Wikipedia, etc.
93. teuxdeux.com – a beautiful to-do app that looks like your paper dairy.
94. livestream.com – broadcast events live over the web, including your desktop screen.
95. bing.com/images – automatically find perfectly-sized wallpapers for mobiles.
96. historio.us – preserve complete web pages with all the formatting.
97. dabbleboard.com – your virtual whiteboard.
98. whisperbot.com – send an email without using your own account.
99. sumopaint.com – an excellent layer-based online image editor.
100. lovelycharts.com – create flowcharts, network diagrams, sitemaps, etc.
101. nutshellmail.com – Get your Facebook and Twitter streams in your inbox.

happy surfing

Letter of credit

 A letter of credit is a document that guarantees the payment from a buyer to a seller in international trade. It is issued by a bank on beh...